Remembrance 26 from Chapter 51
What to say in the morning and the evening

Allāhumma innī a‘ūdhu bika min al-hammi wa-l-ḥazan, wa a‘ūdhu bika min al-‘ajzi wa-l-kasal, wa a‘ūdhu bika min al-jubni wa-l-bukhl, wa a‘ūdhu bika min ghalabati-d-dayni wa qahri-r-rijāl.
We relate again from the Sunan of Abū Dāwūd, that Abū Sa‘īd al-Khudrī
reported that the Messenger of Allah
entered the mosque one day and found there Abū Umāmah, one of the Anṣār. He
asked: “Abū Umāmah, why do I see you sitting in the mosque when it is not time for ṣalāh?” He replied: “Worries that cling to me and debts, Messenger of Allah.” He
said: “Should I not teach a expression which, if you say it, will cause Allah to take away your worries and remove your debt?” He answered: “Yes, Messenger of Allah.” He said: “Say morning and evening: O Allah, I seek Your protection from worries and grief. I seek Your protection from feebleness and laziness; I seek Your protection from cowardice and avarice; and I seek Your protection from the oppression of debts and the tyranny of men.” Abū Umāmah said: “I did so, and Allah removed my worries and concerns and settled my debts.” [28].